Welcome To Sharp Loan

At Sharp Loan, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

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We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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Loan office work table
Get started with our easy online application

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Get started with our easy online application

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Today's Rates*

30 Yr Fxd3.040%3.380%
30 Yr Fxd FHA3.240%3.750%
15 Yr Fxd2.570%2.890%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.
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Latest News

Apollo Board Panel to Review Leon Black Ties With Jeffrey Epstein

The law firm Dechert is selected to examine the business dealings between the private-equity firm’s CEO and the disgraced financier.


There are lots of good reasons to choose an FHA loan.

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FHA Home Loans

Satisfied Clients

  • Rey, Anthonette, & the rest of the Sharploan team were awesome! They helped get my loan processed, approved & funded in 2 weeks. The whole process was quick & easy to understand. Rey was helpful throughout the entire process. Because of all their help I was able to buy my home faster than I expected with no issues whatsoever. Definitely recommending them in the future. 2/25/2020

    five stars rating

    Brian_Real86 Pico Rivera, CA

  • Thanks to Rey I was able to refinance and lower my monthly payment and save more money than expected!!! Thank you Ray and also his assistant Michell she did an amazing job keeping tabs and always reaching out and letting me know where I was standing each step of the way. I will definitely recommend Sharploan to anyone for their refinancing needs!! 2/24/2020

    Johny Velazquez25
    five stars rating

    Johny Velazquez25 Santa Ana, CA

  • Sharp Loan is one of the best companies I’ve worked with! Very professional and respectful Mortgage Broker Rey Reyes is outstanding at his job.

    Luis Alvia
    five stars rating

    Luis Alvia Santa Ana, CA

  • This is the second(2nd) time that Lauro Francisco and Sergio Ramirez have helped me refinance my home. In both cases they have proven to be the best and most conscientious lenders. If you are thinking of buying a home or refinancing, save yourself some time, energy and frustration. Ask for none other than - "Lauro." LAURO is my, "GO-TO-GUY," for ALL OF MY HOME LOAN NEEDS!!! 1/14/2020

    Jala G.
    five stars rating

    Jala G. CA

  • I just closed my loan with Sharp Loan with help of Hector Carrillo and his staff. The team was highly professional, knowledgeable, and went above and beyond their duty to find the best options and solutions for me. I recommend Sharp Loan to everyone. If you go to their website and read the 'About Sharp Loan' page, they are delivering on every promise they have made to customers. This is very exceptional!

    Aida Avanessian
    five stars rating

    Aida Avanessian Valencia, CA

  • I just completed my second transaction with Rey Reyes at Sharp Loan. Between him always doing what will benefit the borrower the most and all of Anthonette's help along the way, you can't beat this duo. They answer all questions...all the time...through the whole process. I've referred Sharp Loan and their team to a friend of mine who is also at the end of their transaction as well and they are very happy! I've dealt with many companies in the mortgage industry and I can honestly say that they do it right from A to Z.

    Patricia Bryson
    five stars rating

    Patricia Bryson Los Angeles, CA

  • "We had such a hard situation and most lenders turned us down; However, Sharp Lona and their team we're beyond amazing, they worked so hard to get us the best deal they could. Very patient and understanding of our situation, they had to put up with constant calls and questions plus do all their work to get us approved. If you need a mortgage or refinance they are serious they are the best!"

    Karina Hefflefinger
    five stars rating

    Karina Hefflefinger Sylmar, CA

Loan workspace

Contact Us

Call Us: (888) 731-4045

Email Us: Info@mysl.com

Our Address: 625 The City Dr S Ste 400, Orange, CA  92868

Mortgage Learning Center
Mortgage Calculate Monthly Payment

Calculate Monthly Payment*

Term Rate Apr Payment
30 Yr Fxd 3.040% 3.380%
30 Yr Fxd FHA 3.240% 3.750%
15 Yr Fxd 2.570% 2.890%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.