Welcome To Sharp Loan

At Sharp Loan, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

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We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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Loan office work table
Get started with our easy online application

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Get started with our easy online application

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Today's Rates*

30 Yr Fxd3.75%4.013%
15 Yr Fxd3.125%3.623%
5 Yr ARM3.5%4.136%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.
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Latest News

Wells Fargo Nears Settlement With Justice Department, SEC Over Fake-Account Scandal

Wells Fargo is nearing a settlement with the Justice Department and the Securities and Exchange Commission over its fake-account scandal.


There are lots of good reasons to choose an FHA loan.

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FHA Home Loans

Satisfied Clients

  • The Sharp Loan team was highly professional, knowledgeable, and went above and beyond their duty to find the best options and solutions for me. I recommend Sharp Loan to everyone. If you go to their website and read the 'About Sharp Loan' page, they are delivering on every promise they have made to customers. This is very exceptional!

    Aida Avanessian
    five stars rating

    Aida Avanessian Valencia, CA.

  • "We had such a hard situation and most lenders turned us down; However, Sharp Lona and their team we're beyond amazing, they worked so hard to get us the best deal they could. Very patient and understanding of our situation, they had to put up with constant calls and questions plus do all their work to get us approved. If you need a mortgage or refinance they are serious they are the best!"

    Karina Hefflefinger
    five stars rating

    Karina Hefflefinger Sylmar, CA.

  • I just completed my second transaction with Rey Reyes at Sharp Loan. Between him always doing what will benefit the borrower the most and all of Anthonette's help along the way, you can't beat this duo. They answer all questions...all the time...through the whole process. I've referred Sharp Loan and their team to a friend of mine who is also at the end of their transaction as well and they are very happy! I've dealt with many companies in the mortgage industry and I can honestly say that they do it right from A to Z.

    Patricia Bryson
    five stars rating

    Patricia Bryson Los Angeles, CA.

  • Sharp Loan is one of the best companies I’ve worked with! Very professional and respectful Mortgage Broker Rey Reyes is outstanding at his job.

    Luis Alvia
    five stars rating

    Luis Alvia Santa Ana

Loan workspace

Contact Us

Call Us: (888) 731-4045

Email Us: Info@mysl.com

Our Address: 625 The City Dr S Ste 400, Orange, CA  92868

Mortgage Learning Center
Mortgage Calculate Monthly Payment

Calculate Monthly Payment*

Term Rate Apr Payment
30 Yr Fxd 3.75% 4.013%
15 Yr Fxd 3.125% 3.623%
5 Yr ARM 3.5% 4.136%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.